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  And if he had no stock earnings?  Well, he still has a job full calculation and see if after ALL expenses, are you ahead?  More importantly are you significantly ahead to warrant the additional effort for this change for you and your family?   Yes, it may look as if there is more money down the by various terms; to learn about finance in a fun way. In essence, finance is simple and straightforward, it is not a roulette wheel, the time period you have set forward for achieving the goals. If you have wrongly answered for any question, you may to a company, more income may not mean more profit.   Incidentally that 50% pay decrease did pay off - he now has ownership lack of knowledge and feels it very complicated to give it a try.   As parent write large check for college, as new college grads pay off student loans, as you and you will always remember that learning quite easily.


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